Klarna FAQs

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Holiday now, pay later

Book now. Get excited. Share on Insta. Find activities. Panic over passport. Download films. Check-in. Eat too much. Get sunburnt. Take 1,000 photos. Fly home. Pay later.

Sounds pretty good right? At On the Beach we're all about offering you flexible payment options and now, for holidays departing within the next 90 days*, you're able to pay for your dream beach break using Klarna, so you can get that dream holiday booked without having to worry about the cost until later.

*See FAQs and full terms and conditions below.

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Shop now. Pay in 3 with Klarna

Split the cost of your holiday into three payments and spread the full amount over time. Once you've provided your payment details, you'll make automatic payments every 30 days. Your first instalment will be collected when your holiday is confirmed and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You'll pay no interest on the instalments.

Klarna's Pay in 3 is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

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What is Klarna?

Klarna is a smart way to shop and pay, offering customers the chance to 'book now, pay later' with multiple payment plans that can spread the cost of your purchase, with no interest payable if payments are completed on time.

What holidays are eligible for Klarna payment?

In order to be eligible to pay by Klarna, you will need to choose an On the Beach holiday that:

  • Is departing within 90 days

  • Has a total value of £4,000 or below.

How do I choose to pay with Klarna?

If you've selected an eligible holiday, at checkout you'll be presented with the option to Shop Now. Pay later in 3 with Klarna.

We'll then walk you through the steps to login to (or create) your Klarna account. Once your holiday is confirmed, you'll receive full instructions around when your payment or payments will be due.

Do I need to set up a Klarna account?

Yes. Once you have have gone through the check-out process, you will be prompted to either log in to your Klarna account using your existing login details, or - if you don't already have an account - you'll be asked to set one up before your order is processed. It's quick and easy and we'll walk you through the entire process.

What happens if I don’t make a Pay in 3 payment on time?

Pay in 3 is a credit product and you are required to make your scheduled payments to Klarna. Your payments are automatically withdrawn from your connected card or bank account according to the agreed payment schedule. Klarna will send you multiple friendly reminders before payment is due so you can make sure you’ve got enough money to pay. If payment fails, you may be charged a late fee, subject to Klarna's T&Cs.